Once you activate Round-Ups in the Cents2 app, every purchase you make is automatically rounded up to the nearest dollar by default. For example, if you spend $4.20 on a coffee, the extra 80 cents is set aside for you. You can also choose to round up by $2 or $5 instead through the app settings. As your round-ups and cashbacks in gold build up, the funds are automatically invested into real digital gold or silver wallet on the Cents2 app once they reach $10 AUD, based on your selected preference.

Once you’ve connected your card, you can shop through the Cents2 app at over 1,000 participating online stores. When you make a purchase through one of these stores, you’ll earn a percentage of your purchase back in gold as a reward. The price you pay is exactly the same as shopping directly with the retailer. Instead of receiving cashback in dollars, your reward is paid in digital gold through Rush Gold and added to your digital gold wallet on the Rushgold platform automatically.

Every month, we reward the top three spenders on the Cents2 platform with digital gold.   1st Place: $100 in Digital Gold   2nd Place: $50 in Digital Gold   3rd Place: $25 in Digital Gold Your gold is deposited directly into your Rush Gold wallet, helping you grow your precious metals holdings simply by using the platform.

While anyone can sign up to Cents2 and invest their spare change, Bullion Club Australia has partnered with Cents2 to provide exclusive benefits that are only available to Bullion Club members. Through this partnership, eligible BCA members receive access to:   ✅ Cashback in Real Gold from 1,000+ Popular Brands   ✅ Monthly Digital Gold Deposits for Top BCA Spenders ($25, $50, $100)   ✅ Free $5 Gold Sign-Up Bonus   ✅ Free Monthly Digital Gold & Silver Giveaways In addition to these exclusive Cents2 partnership benefits, BCA members also receive complimentary access to our Gold & Silver Investing Club and free entries into physical gold and silver giveaways every month.

The gold and silver available through our Investing Experience is supplied by Rush Gold, one of Australia's leading precious metals platforms. Rush Gold sources its precious metals from LBMA-approved refiners, with holdings securely stored in professional vaulting facilities and independently audited. This ensures that every gold and silver purchase made through the platform is backed by real precious metals, giving members a simple and trusted way to build their holdings through everyday spending.

Rush Gold is an Australian precious metals platform that enables customers to buy and hold real, physically backed gold and silver. To help ensure the authenticity, security and integrity of customer holdings, Rush Gold states that all precious metals are:   ✅ Sourced 100% from LBMA-accredited refiners: the global benchmark for investment-grade bullion.   ✅ Securely stored in Brink’s vaults: one of the world’s largest and most trusted precious metals storage providers.   ✅ Independently audited by Bureau Veritas: a globally recognised inspection and verification company that confirms the weight and purity of the bullion held.   ✅ Insured through Lloyd’s of London: providing protection against theft and damage. ✅ Backed by real physical gold and silver: not a paper, derivative, or synthetic product. In addition, Rush Gold’s vaulting entity is registered with AUSTRAC and operates under Australian laws and regulatory requirements. Friendly note: Bullion Club Australia does not hold, store or custody customer gold or silver. All precious metals holdings are managed and safeguarded by Rush Gold and its associated service providers. This allows our BCA members to benefit from professional storage, independent auditing, and institutional-grade security.

Cents2 is an Australian fintech platform with a mission to make wealth-building easy for everyday Australians. They do this by rounding up your daily purchases to the nearest dollar and offering cashback rewards in Australian dollars. However, this is where Rush Gold and Bullion Club Australia come in. We’ve created a partnership to offer BCA Members a first-in-Australia experience. Our members can turn everyday spending into real gold and silver investments. ✅ Turn your everyday purchase round-ups into real gold and silver, helping you build your precious metals holdings automatically. ✅ Earn cashback in real gold when shopping with over 1,000 well-known brands through the Cents2 platform. ✅ Receive monthly digital gold deposits of $25, $50 or $100 as rewards for our top users on the Cents2 platform. These benefits are exclusively available to BCA members and are not available to the general public.

Yes, you can cancel at any time. Simply email us at support@bullionclub.com.au and your membership will be cancelled within 24 hours. The process is quick and straightforward. Please note that once your membership is cancelled, all Bullion Club Australia membership benefits will end, including access to round-ups invested into gold and silver, cashback rewards paid in gold, monthly digital gold deposits and other member-exclusive benefits associated with your membership.

Yes. Bullion Club Australia offers an investing platform for those who want to learn about gold and silver investing while being part of a supportive community of like-minded members. Through our Bullion Clubhouse, BCA members receive free access to beginner-friendly guides, practical tips, educational resources, and valuable insights designed to help build confidence and knowledge in precious metals investing.